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I started by looking at the Fathom and to try to answer the following:

Refine question
Which age group has the most accidents?

Using Fathom I created four different graphs and gave a description as to what
it represented.

Also using Fathom I was able to calculate the measures of central tendency and spread.

There were serious limitations concerning the Fathom data itself. I preferred
the Ministry of Transportation data because it was Canadian and compares
accidents to age and the age distribution of drivers. Although I did quite a bit
of analysis with the Fathom data, it was only after I located the MTO data
website http://www.mto.gov.on.ca/english, and its Ontario Road Safety
Annual Report 2000 that I made substantial progress.

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Problem

With this data, exploration will take place concerning drivers involved in
collisions and drivers killed with both put into perspective concerning the
amount of drivers licensed per age group. This should allow me to draw
useful conclusions concerning the distribution of insurance rates.

Plan

To gather data from the MTO website, access the internet address
http://www.mto.gov.on.ca/english/ and press "search". Search the MTO for
the "Ontario Road Safety Annual Report 2000". Access or download the full
report, not chapters, in .pdf format. The .pdf file can be found at the internet
address http://www.mto.gov.on.ca/english/safety/orsar/orsar00/ors_00.pdf.
The data to be used is found on table 2.2 "Category of Person Killed by Age
Groups 2000" and table 2.20 "Driver Age Groups - Number Licensed, Collision
Involvement and Per Cent Involved in Collisions 2000". I think the limitations of
the data are insignificant, e.g. unlicensed drivers are taken into consideration
for "Drivers Involved in Collisions" but not added to the "Driver's Licensed"
used to calculate the "% of Drivers of Each Age Involved in Collisions".

Data

The data obtained from the MTO is as follows as entered into Fathom Collection
Charts:

I have revised the charts to include the age group 16-24 and the data has been
restricted to include only the data I want to explore.

In Fathom the following dot plots were made to graphically represent the data in table 2.2 and table 2.20:

Graph 1: Population of Licensed Drivers by Age Group

Graph 2: Population of Drivers Involved in Collisions by Age Group

Graph 3: The percentage of Drivers Involved in Collisions by Age Group

Graph 4: The amount of Drivers Killed in an Accident by Age Group

Graph 5: The Percentage of Drivers Killed (considering Drivers Licensed) in an
Accident by Age Group

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Analysis
Graph 1 shows a bell-shaped curve of licensed drivers by age group with the
most licensed drivers being in the 35-44 year old range. Graph 2 shows that
the age group involved in most collisions is the 35-44 year olds. Graph 3
shows a regression in values and that the highest percentage of drivers
involved in collisions when the amount of licensed drivers is taken into
consideration is the 16-24 year olds. This reveals that even though there are
more 35-44 year olds involved in accidents than 16-24, it can be explained by
the greater amount of 35-44 year old licensed drivers. Graph 4 shows a
regression in deaths as age increases but when graph 5 is taken into
consideration there is not really a difference in the amount of deaths between
age groups.

Conclusion

The data represented in graph 3 reveals that the percentage of drivers involved
in a collision decreases as age increases. However, our data does not take into
account the amount of driving done by age group or how often they are on the
road. This data could support a decrease in insurance rates as age increases
so in the next section I will explore insurance costs and further explore the data
in graph 3.

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