Brock University participates in the William D. Ford Direct Loan (Direct Loan) Program. Under this program, the U.S. Department of Education is your lender. U.S. citizens and permanent residents of the United States who are attending Brock University may qualify for the Direct Loan program. Brock administers Direct Loans on a first-come, first-serve basis.
A Federal Student Aid eligible program must lead to a bachelor’s, master’s and/or doctoral degree and be at least a two-year program.
*Students must be registered in an on-campus degree program that has no online or virtual course(s).
**Students registered in the following are ineligible for U.S. Direct Loans:
- Certificate Programs
- Online Courses
- Dual Degree Program
- Non-Degree Programs
- Programs with internships/practical components
- Study Abroad
**All programs with online components are ineligible including:
- Adult Education
- Applied Disability Studies
- Bachelor of Early Childhood Education (Honours)
- In-Service Education (Additional Qualifications for Teachers)
- Joint PhD in Education Studies
- Master of Applied Disability Studies (MADS)
- Master of Business Administration and Master Public Health Concurrent Degree (MBA/MPH)
- Master of Education (MEd)
- Master of Public Health (MPH)
- Minor in Business
- Minor in Earth Sciences
- Pre-Service Teacher Education
- Recreation and Leisure Studies
The Higher Education Act of 1965 (as amended) specifies that a program offered by a foreign school through any use of a telecommunications course, correspondence course, or direct assessment program is not an eligible program. As such, any student taking even one distance education course at Brock University is not eligible for funding through the U.S. Direct Loan Program.
*Additional information about Federal Student Aid at a foreign school can be found on the FSA website.
**Eligible/ineligible programs are subject to change.
Types of loans
U.S. Direct Loans are funded by the U.S. government and administered by Brock. Direct Loans are low-interest loans for students and parents to help pay for the cost of a student’s post-secondary education.
Note: International schools do not participate in the U.S. Department of Education’s grant programs, so you will not be able to obtain a Federal Pell Grant to get your degree while at Brock University.
Direct Subsidized Loans are available to undergraduate students with financial need. Brock will determine the amount you can borrow; the amount may not exceed your financial need.
The U.S. Department of Education pays the interest on a Direct Subsidized Loan:
- while you’re in school at least half-time,
- for the first 6 months after your leave school (referred to as grace period), and
- during a period of deferment.
Direct Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need. Brock will determine the amount you can borrow based on your cost of attendance and other financial aid you receive. You are responsible for paying all the interest that accrues on a Direct Unsubsidized Loan from the date of the first disbursement until the loan is paid in full.
Direct PLUS Loans are available to both graduate/professional students and parents of dependent undergraduate students. These loans can help pay for education-related expenses not covered by other financial aid. The amount you can borrow is based on the cost of attendance minus any other financial aid received. You are responsible for paying the interest on a Direct PLUS Loan that accrues during the life of the loan.