Health and Dental plan

The Graduate Students’ Association offers full and part-time graduate students a comprehensive Health, Vision and Dental plan through Student VIP.

Powered by Student VIP and Medavie Blue Cross

  • Policy #0091964000
  • Visit the Medavie Blue Cross portal HERE to:
    • register for the first time
    • access or download your benefits card
    • submit claims, view coverage and so much more.
  • Download the Medavie Blue Cross Mobile App HERE
  • Download your 2022-2023 Health & Dental Benefits Brochure HERE
  • Download your 2022-23 Health & Dental Plan Booklet HERE

Need details? CLICK HERE to learn about your plan and to Live Chat with a pro.

Eligibility

Effective April 2022, commencing on September 1, 2022, all graduate students (both Full and Part-time) are automatically assessed the Health and Dental plan fee in their term of registration for the plan year currently in effect.  Students in their term of registration will be afforded the opportunity to opt-out by providing proof of valid, comparable Canadian health and dental insurance coverage.

Students with alternate, comparable and continuous Canadian coverage can choose to opt-out of the GSA Health and Dental Plan or remain in the GSA Health & Dental plan and combine coverages of both insurance plans.

NOTE:  OHIP/UHIP are not considered as an alternate coverage.

Students enrolled in the Fall term, have a firm opt-out period of September 1-30.  Winter Term enrollment is January 1-30 and Spring Term is May 1-30.

You must check your Brock Student Finance Account to determine if you have been billed for the plan.

Students on Leave of Absence for the entire plan year are not eligible for the plan. All students must be under the age of 80 to be eligible for coverage.

Benefit Year: September 1, 2022 to August 31, 2023

For information on our opt-out and opt-in process for each semester, visit our FAQ page. Opt-out and opt-in dates are exclusive to the timeframes stated below.

Health & Dental Fee Reversal:  The GSA will only approve Health and Dental Benefits Plan Fee reversals for approved backdated drops and/or backdated withdrawals completely from the University within the current benefit plan year – September 1 to August 31 – for graduate students who have not utilized the benefit plan they are registered under.

Student VIP

Plan information, opt-out, opt-in, FAQ, claim forms and more.

Health and Dental Benefit plan fees for 2022-2023

SINGLEFAMILY +1FAMILY ++
FALL (1 year)$549.87$549.87$1099.74
WINTER (8 months)$549.87$549.87$1099.74
SPRING (4 months)$373.91$373.91$747.82

Family rates are in addition to the graduate student single rate for the primary insured.

Opt-Out

Opt-outs are exclusive to the term in which a student is enrolled (see below) during the plan benefit year of September 1 to August 31.  Deadlines for opt-out are firm and cannot be altered or waived.

Opt-out opens on the first day at 12:01 a.m. (EDT) and closes on the last day at 4:00 p.m. (EDT)  There are no exceptions.

  • Fall term enrolled student: September 1, 2022 to September 30, 2022
  • Winter term enrolled student: January 1, 2023 to January 30, 2023
  • Spring term enrolled student: May 1, 2023 to May 30, 2023

Students providing valid proof of comparable and continuous Canadian alternate health & dental coverage (self, spouse, parents) may submit a request to opt-out of the plan in their term of enrollment.  Opt-out approval is not automatically guaranteed.

The opt-out periods are based on students term of enrollment.  Students enrolled in the Fall term, have an opt-out period of September 1 to 30.  Winter term enrollment is January 1-30; Spring term enrollment is May 1-30.

Upon conclusion of the opt-out period, the Student Accounts & Financial Aid office will be notified.  The GSA will not directly reimburse graduate students; your Brock student account will be credited. For Brock Student Account information email: finance@brocku.ca

To opt-out during (FALL TERM ONLY) go online to the Student VIP site, selecting Brock Graduate Students’ Association from the drop-down menu. Select the Opt-Out Icon on the GSA home page and provide all the required information. Upon submission of your request, you will receive an notification email that your information has been received. Only If/When your opt-out is APPROVED you will receive confirmation of your opt-out. Please keep this email for your records. Reminder: OHIP/UHIP are NOT eligible benefits for submission. *Note: students may choose to coordinate their private plan with the GSA plan for optimal coverage.

To opt-out during (WINTER & SPRING TERMS) Newly enrolled graduate students ONLY are asked to email health@brockgsa.ca to provide valid proof of their alternate, comparable and continuous Canadian Health & Dental Benefits coverage with the following:
• Image of Benefits Card showing Student’s name
• Insurance Provider’s Name, Policy & Plan number
• Employer’s name, if the Health & Dental Benefits Plan is provided by an employer
• Detailed listing of benefits provided to ensure Canadian plan is comparable and continuous through to August 31st, 2023.

If any of the above information submitted is incomplete, false, fraudulent, expired, invalid or submitted after the Opt-Out period closes, your request will be declined. Once/IF the information has been verified and approved, you will receive a confirmation email. Please keep this email for your records. Your approval is not automatic. Reminder: OHIP/UHIP are NOT eligible benefits for submission. *Note: students may choose to coordinate their private plan with the GSA plan for optimal coverage. The opt-out is effective for the benefit plan year; you will be ineligible to opt-in until the next benefit year.

 

Opt-In

Opt-ins are exclusive to the timeframes listed below.  Deadlines for opt-ins are firm and cannot be altered or waived.

Opt-in opens on the first day at 12:01 a.m. (EDT) and closes on the last day at 4:00 p.m. (EDT)  There are no exceptions.

  • Fall term: September 1, 2022 to September 30, 2022
  • Winter term: January 1, 2023 to January 30, 2023
  • Spring term: May 1, 2023 to May 30, 2023

All Terms Online submissions only — For graduate students who wish to purchase health and dental coverage for their eligible dependent(s), under their GSA Health & Dental plan.  Family rates are in addition to the graduate student single rate for the primary insured, and will be charged directly at time of opt-in.

To include your eligible dependent(s) in the plan, the opportunity is only open during your term of enrollment as noted above.  This is an online-only process and a valid credit card is required at the time of registration. Please visit the Student VIP site, selecting Brock Graduate Students’ Association from the drop-down menu. Select the Opt-In Icon. Dependent(s) name, date of birth, and relationship to the graduate student is required during the registration process. Enter payment information before your request can be summitted for consideration. Once/If your request is approved you will receive a confirmation email. Please keep this email for your records.

Always check your Brock Student Finance Account to determine if you have been assessed the Health and Dental fee.

Plan card

In order to submit claims at the pharmacy and the dentist, you will need a GSA Plan Card. You can print your personalized GSA Health and Dental Plan Benefit Card  at download one here.

Drug Plan Options

To obtain reduced costs for your prescription drugs on the GSA health plan, you have two options available to you.  One is a physical pharmacy located across from the main campus and the other is a virtual pharmacy for students not located near campus.

Campus Pharmacy – https://www.facebook.com/brockcampuspharmacy

Direct2U Virtual Pharmacy – https://studentvip.ca/frmPage.aspx?school_page_id=84dacc9f-1f77-4de9-8ff3-85deebee922c